The most significant change in group health benefits in the past 20 years? Mindset. Small and mid-size employers are taking “more of a conscious approach when looking at their benefits plan,” explains Sunil Hirjee, Vice-President, Sales and Partner Experience at...
When Jill Fratpietro, Adam Skube and their team took on a new client, a legal firm in Ottawa, to reorganize its group retirement benefits plan, they had no idea how transformational the process would be. The client had allowed the plan to keep going, unchanged, for...
Chances are you’ve met with people who describe themselves as financial advisors or financial planners. Fortunately, in some provinces, you’ll soon be able to challenge them with two words: Prove it. Unfortunately, different provinces are going in different...
With spring cleaning on our minds, be sure to include your long-term disability (LTD) plan when it comes to dusting off, reviewing, and possibly updating your group insurance offerings this year. The time may be especially right considering the changes made to...
Donna Ferguson, a clinical psychologist, recalls working with a woman in her 50s who had gone on disability leave from an executive-level role. Her depression was so severe she couldn’t motivate herself to leave her bed. Recovery included a year of intensive therapy,...
