When working with advisors, Lisa Ann Butcher likes to use the analogy of a coloured glass cylinder. When someone is happy, the colour in their imaginary cylinder might be yellow or orange. But “if there’s somebody who’s had something horrible happen to them, that...
It’s not unusual for David Lloyd to hear from plan members years after they’ve stopped working. In fact, that’s a big part of his job as Senior Investment and Retirement Consultant, Freedom Experience at Canada Life. “Most often, they’ve opened their latest financial...
For the longest time, the 16- or 17-week elimination or waiting period of a plan sponsor’s long-term disability (LTD) plan was synched with the federal government’s Employment Insurance (EI) plan, which had provided income replacement for 15 weeks. But as of Dec. 18,...
Exactly how miserable are your employees? There’s a good chance they are more unhappy than you think. Job dissatisfaction is at unprecedented levels. Two-thirds of Canadian workers are “quiet quitting” (putting in the minimum effort required because they are...
One word characterizes many of Benefits Alliance’s initiatives in 2023 and going into 2024: elevate. The association has been working hard to increase its profile and raise the bar for advisors and consultants for group health benefits and retirement savings. And its...