Title Protection

The Financial Professionals Title Protection Act, 2019 (FPTPA) in Ontario protects the use of the “Financial Planner” and “Financial Advisor” titles. It ensures that individuals using these titles, or similar ones, hold approved credentials from a FSRA-approved credentialing body, meet minimum education standards, and adhere to a code of conduct.

What are we doing regarding title protection

The Financial Professionals Title Protection (FPTP) Rule was approved by the Minister of Finance on March 10, 2022. The FPTP Rule, and related guidance, came into effect when the Financial Professionals Title Protection Act, 2019 and related amendments to the Financial Services Regulatory Authority of Ontario Act, 2016 were proclaimed into force on March 28, 2022.
An Investment Toward Enhanced Consumer Outcomes - Benefits Alliance

An Investment Toward Enhanced Consumer Outcomes

December, 2022

Prior to the Financial Professionals Title Protection Act (the Act) anyone could call themselves a Financial Advisor or Financial Planner. The absence of any legal or regulatory control over title use exposed consumers to risk as there were no educational or licensing requirements establishing standards for those holding out, nor safeguards for the use of these titles. The Act ensures that only those who have achieved the appropriate level of education and training, and who are members in good standing of an approved credentialing body will now be able to use the titles, Financial Advisor and Financial Planner. This is a positive outcome for consumers and the industry.

An Investment Toward Enhanced Consumer Outcomes – Professional Supplemental Title “Group Advisor” - Benefits Alliance

An Investment Toward Enhanced Consumer Outcomes – Professional Supplemental Title “Group Advisor”

December, 2022

The CEBS designation is a credential that is recognized for the depth and relevance of critical knowledge achieved. It draws from the GBA and RPA curriculum to build a total benefits perspective and is achieved by successfully completing all five required courses and passing a final national examination. Successful completion of the CEBS courses and passing the national examinations on each course in the program would qualify an FA or FP to use the CEBS designation and allow for the use of the Supplemental Title – FA, Group Advisor.